Road Traffic Accident Losses
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Non-fault accident · England & Wales

Road Traffic Accident Losses

Recover your losses after a non-fault crash

A crash that wasn’t your fault shouldn’t leave you out of pocket. We recover your vehicle damage, credit hire, storage and repair costs directly from the at-fault driver’s insurer — so you stay mobile and don’t pay a penny.

£0 Cost to you on a non-fault claim
Like for like replacement vehicle
Start your claim
Free, no-obligation case review

Tell us what happened and a specialist solicitor will tell you, honestly, whether you can claim — at no cost.

Make a Claim → 01422 647175
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Not your fault, not your bill

Non-fault accident loss recovery

When another driver causes a crash, their insurer is liable for far more than your injury. You’re entitled to a like-for-like replacement vehicle, the cost of repairs (or your car’s value if it’s written off), and recovery and storage charges. We handle credit hire and the whole loss-recovery process for you, recovering everything from the at-fault insurer at no cost to you.

Losses we recover

What can you recover after a non-fault crash?

Everything the accident cost you — recovered from the other side. Choose what applies.

£0
Cost to you on a non-fault claim
45+
Years of combined experience
100%
Of England & Wales covered
24/7
Accident support line
Free · No obligation

Had a non-fault crash? Recover your losses

Tell us what happened and we’ll arrange a replacement vehicle and recover your costs from the at-fault insurer — at no cost to you.

Call free on 01422 647175 SRA-regulated · Non-fault · nothing to pay Confidential — your details are never shared
Your questions answered

Non-fault accident losses — your questions

What is credit hire?+
Credit hire provides you with a like-for-like replacement vehicle while yours is being repaired or replaced after a non-fault accident. You don’t pay for it — the cost is recovered from the at-fault driver’s insurer, so you stay mobile at no cost to you.
Will a non-fault claim cost me anything?+
No. Because the accident was the other driver’s fault, their insurer is responsible for your losses. We recover your vehicle, hire, storage and repair costs from them, so there’s nothing for you to pay.
Will it affect my insurance or no-claims bonus?+
Handling your losses through us, rather than your own policy, is designed to protect your no-claims bonus and avoid your excess where possible. We’ll explain exactly how it works for your situation.
My car was written off — what am I owed?+
You’re entitled to the pre-accident market value of your vehicle (not just the insurer’s first offer), plus any out-of-pocket costs. We challenge low valuations and recover the full amount you’re owed.
Can I recover my losses and make an injury claim?+
Yes — they’re separate. We can recover your vehicle and financial losses and, if you were hurt, pursue a personal injury claim alongside it.

Don’t let a non-fault crash cost you.

A free chat about your replacement vehicle and recovering your losses — at no cost to you.

Start your claim → 01422 647175

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